Improving financial accessibility to Nigerians.

apply for a loan

Receive on time

Satisfaction guaranteed

about us.

New Capital Multi-Purpose Cooperative Society emanated with the sole mandate to bridge the gap between the rich and poor by providing financial services to the active poor in a sustainable and profitable manner.

We also have a vision which is to be the leading poverty reducing organisation in Sub Saharan Africa by 2029.

We will achieve these by:
1. Providing financial awareness to our members in every community where we choose to operate

2. Identifying and fulfilling the financial needs of our members

3. Providing access to financial services to the active poor and low income earners in the communities where we operate

4. Encouraging and helping our members to develop healthy savings and Investments habits

5. Providing short, medium and long term loans to our community of members

6. Assisting our members grow their businesses by providing them with information about business opportunities in their environments

7. Providing business incubation services to our members to enable them develop and grow their businesses

Daily Contribution Savings

Save daily for a specified period of time and earn interest on your savings.

Normal Savings

Open a normal savings account with us and enjoy the benefits of having your money earn a higher interest.

Target Savings

Be it car purchase, land acquisition, house buying, school fees, rental bills, we are here for you. Save towards it.

Investment Savings (Fixed)

Keep a fixed deposit account with us and earn a high interest rate. Earn double digit interest rate.

Business Loans

Get a business or trader loan within one hour.
Short term loan - Between 3 to 5 months Medium term loans - Between 6 to 12 months Long term loans- Above 12 months

Group Loans

Choose the right tenor for your group - Short term or medium term or long term Apply for a loan in group and get access to cash and pay collectively.

Personal Loans

Be it car purchase, land acquisition, house buying, school fees, rental bills, we are here for you. Apply for an individual loan today.

Our team.

Whom We Are
Benedict Anyalenkeya FCA, ACCA, CISA, CRISC, MCP, BS779LA, Cobit 5 Foundation, CICPP


Chris Anya

Executive Director

Azuoma Nnorom
Azuoma Nnorom, ACA, MBA

ED, Credit & Risk Management

Ebenezer Oladimeji Ph.D

Executive Director, Technology and Innovation


Loans Processed


Satisfied Clients


Positive Feedbacks


Recovery Rate

loan Application Procedure


Fill a form

Collect and Fill the trader loan processing form.
Submit your passport picture.
You can fill the form online and it will still be processed by clicking here.


Submit A Utility Bill

Next is to submit a utility bill.
The Utility bill can be water rate, Electricity Bill, LAWMA Bill, Service Charge Receipt for your residence.
Once done, proceed to the next step.


Submit Your ID and rent receipt

ID Card can be National ID card/International passport/Driver License/Voter Card.
Shop Rent receipt is also needed to verify that you are really the owner of the shop.


Get your cash

Isn’t that easy?!
You get your cash once you have filled and submitted all the requirements. Submit the documents at our office or email them to

Why not allow us grow your business today and win with you tomorrow?


We have got great feedback from our clients

Ever since I joined the membership programme of New Capital Multi-Purpose Cooperative, I have received so much support in terms of quick loans, get higher interest rate on my savings, get access to business training and to my surprise, I also get dividends when declared.

Adegoke M.

Director, Ade Clothing

Why Select New Capital?

Reasons why you should join us today.

We are committed to your growth as we provide quick and stress-free short term and long term loans.
Enjoy our agent banking service.

Savings Habit

We are also interested in your financial stability as we encourage and help you to develop healthy savings and investments habits.

Free Financial
Awareness Program

We offer free financial awareness program for our members.
You will also receive free business counselling.

Quick Customer
Contact Resolution

We respond to our customers’ need quickly. Be it complaints, inquiries, loan applications or otherwise.


We meet up deadlines in the granting of loans and also in the resolution of queries.


We have been in business for a long time.
We also have a formidable team that are experienced in finance.

Start your journey with us now

Our Articles

Know more about the business and finance world

Get More Insight About Business Financing

This article section has write-ups which will help our members gain insight on how to source for finance and also how to manage your business.
It also portrays our awareness events and training for our members

Relevance Of Marketing To Your Business.
Marketing is one of the most important things a business can do. Not only does marketing build brand awareness but it can also increase sales, grow businesses and engage customers. There are so many…
Why You Need A Budget For Your Business.
According to Karen Banks, Some business owners begin their operation with a wave of optimism and enthusiasm but without a well thought out budget they find it is not possible to create a successful…
Importance of Loans To Your Business
Small businesses take out commercial bank loans for a variety of reasons. Loans can come from other sources as well. Credit unions make loans to small businesses. Loans can be made using accounts receivable…

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Get in Touch With Us

Contact us for any inquiries or complaints. Be rest assured that we respond quickly
Here for you

Send us an email for enquiries and complaints via

Help Lines

Call us 24/7. We are always there to provide support.

Where to find us

105 Ogombo Road, By Abraham Adesanya roundabout, Ajah, Lagos

39 Onumonu Street off Whetheral road Owerri, Imo State